Most frequently asked questions
What are the differences between the Life and Protection products you offer?
With Level Term Life Insurance, the sum assured remains at the same level throughout the term of the policy. With Mortgage Protection, the sum assured reduces throughout the term of the policy, aiming to cover the outstanding amount of your mortgage.Serious Illness Benefits are paid on diagnosis of specific illnesses.
Are there any penalties if I cancel my policy?
There are no penalties if you choose to cancel, cover ceases when you stop making payments, however it is very important to talk to a financial advisor before cancelling your policy or allowing your policy to lapse.
Single, Joint or Dual cover?
Single cover covers one insured person. Joint cover will pay benefits on the first death of either insured person. Dual cover will pay benefits on the death of both insured persons, almost as if they each had single policies. We offer online quotes for single and joint, if you would like a dual quote then please contact us.
Call our Life Insurance team for more information
